…your tax return. Your child will also pay a surcharge if Canada Mortgage and Housing Corporation (CMHC) insurance is required. This is because part or all of the down payment…
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Choosing an RESP provider
The company that sets up your RESP is called the plan provider or promoter. RESPs from a financial institution — like a bank, trust company, credit union, caisses populaires or…
Getting the best service from financial advisors
…difficulty working with advisors. The Canadian Investment Regulatory Organization (CIRO) consolidates the operations of the Investment Industry Regulatory Organization of Canada (IIROC) and the Mutual Fund Dealers Association of Canada (MFDA). CIRO is a…
5 questions to ask your advisor when markets are volatile
…interest rates, global political instability, climate change and other factors, can cause disruption in markets. When markets are volatile, investments fall and rise rapidly and unpredictably. As hard as it…
Understanding tax
Working with an advisor
Pension & savings plans
About Us
…OSC administers and enforces the Securities Act (Ontario) and the Commodity Futures Act (Ontario). Specifically, the OSC works to protect investors by making and enforcing rules governing the securities industry…
Top 10 New Year’s resolutions for investors
…how investing works. 2. See if your investing personality has changed If you’ve experienced significant life events in the last year, your investing priorities and risk tolerance might have changed….
Putting your interests first
…on the trades they do for you, or, based on a percentage of assets in your account.The investment firm your advisor works at may also have other compensation arrangements or…