…affected. Stock markets fluctuate up and down, but extreme market fluctuations can cause stress leading to emotional decision-making. Learn more about market volatility and behavioural bias. The effect of rising…
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Tracking your returns
…compare your returns with the DEX Universe Bond Index. If you have a mix of equities and fixed income investments, you might want to use a blended index as your…
Income trusts
…trusts can offer higher yields to investors. Income trusts can stop paying distributions to investors at any time. This could cause the shares to drop in value because it makes…
How to monitor ETF performance
1. Compare it to other ETFs Use resources like Globefund or Morningstar to see how an ETF is performing relative to other similar funds. 2. Compare it to its benchmark…
Mutual fund series
…series or class is typically identified by a letter. However, there is no standard for how companies use letter designations to distinguish between their series or classes. This article includes…
Should you pay debt or invest?
…or financial gifts during a holiday. Use this calculator to help decide whether you should use it for investing, or pay down debt first. Pay down debt or invest calculator…
Home equity as a source of retirement income survey
…value of a home or other property? To what extent and how will people pay off home-related debt during their retirement? In what ways are people willing to use their…
Financial Literacy: A Foundation of the Investor Experience
…literate they are. 29% of investors may be underconfident because their level of financial literacy is actually higher than they think. This may cause individuals to be overly conservative in…
Calculate your RESP savings
Use this calculator to estimate your child’s future education costs, and compare with your planned RESP savings. Post-secondary education costs can add up quickly. When you’re saving for a goal…
Budgeting in retirement
Planning for retirement starts with knowing what you earn and what you spend. Use this budget worksheet to see the difference in your income and costs before and after you…