Read the research summaries on retirement preparedness, conversations about aging and finances, and cannabis investing. Read the full study results. November 28, 2018 A new study by the Ontario Securities…
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Anchoring effect: How meaningless information can affect your financial decisions
…examples: Discounts – People are more likely to purchase something if it is discounted from a higher price. This applies to groceries, subscriptions, clothes, and many other products. People anchor…
Fractional share ownership
…shares What fractional share ownership could provide What to consider before you buy a fractional share Fractional share ownership pricing Let’s say there’s a big company you are really excited…
What is an RRSP and how does it work
…RRSP. There are many places where you can open an RRSP: Banks and trust companies Credit unions and caisses populaires Mutual fund companies Investment firms (for self-directed RRSPs) Life insurance…
Work with a financial planner
…provinces and territories. In Ontario, the Financial Professionals Title Protection Rule (FPTP) from the Financial Services Regulatory Authority of (FSRA) came into effect in March 2022. The FPTP Rule sets…
4 reasons to keep saving when inflation is high
…three months of your expenses. If you need to draw on your emergency fund in tough times, you can re-build it again. Learn more about why, how and where to keep…
What is tokenization?
…not mean securities laws stop applying. Tokenization does not determine whether securities laws apply. Depending on the structure of the product and the rights in provides, a tokenized product may…
Strategies to pay down debt
…their credit. If you’re planning to meet with a debt professional, a good first step includes finding out the services they offer and the cost. This includes any fees associated…
Choosing your asset mix as an investor
…that mitigates risk. The three main asset classes are: equities, fixed-income investments, and cash or cash equivalents. Alternative asset classes include real estate and crypto assets. People typically need a…
How to check your investing accounts
…goals and deciding whether you need to make any changes. Knowing what you’re paying in investing fees. Fees can include transaction fees, management fees, sales charges, trading commissions, and fees…