…dividends at a time when it gives you the best tax incentives for your business. There is also the option to use a combination of salary and dividends to meet…
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What to do if you’ve been scammed
…services: Ontario Securities Commission (OSC): regulates financial advisors and issuers in Ontario. Tel: 1-877-785-1555 TTY: 1-866-827-1295 Email: Inquiries@osc.gov.on.ca For multilingual resources visit InvestingIntroduction.ca. Financial Securities Regulatory Authority of Ontario (FSRAO): regulates Financial Planners/Financial Advisors,…
What are the risks of investing in crypto?
…people who are seeking opportunities to get in “on the ground floor” with crypto assets. Learn to spot and avoid fraud. Lack of coverage by the Canadian Investor Protection Fund (CIPF) –…
Your home as an investment
…at unexpected times. 3. Homes can get damaged. Owning any large asset usually comes with the need for protection, such as insurance. You may need to prepare for damage from…
OSC in the Community
…presentation for your club, community or organization. Email: InvestorOffice@osc.gov.on.ca Call: 1-877-785-1555 See all upcoming events Organizations we’ve partnered with to provide investor education seminars and/or resources include: Indus Community Services Municipal Retirees…
Segregated funds explained
…probate fees if a beneficiary is named. Warning You will pay higher fees for a retail segregated fund because of the insurance protection it provides. Carefully consider your need for…
Investing in Mortgage Investment Entities
…be charged. (i) Types of mortgages. MIEs can lend money for first, second, or third mortgages on different types of real estate like residences, commercial properties or land development. An…
Why should you work with a financial advisor?
…to buy and sell mutual funds on your behalf. The companies they work for are registered as mutual fund dealers. Mutual fund representatives are usually paid by the companies whose…
How does the risk-return relationship affect investing?
…understand more about your financial decision making. Summary All investments come with risk. Your risk profile is an important consideration when making an investment decision. All investments come with risk….
How to budget on a fluctuating income
…predict. Calculate the minimum amount you need each month to cover essential expenses. This includes rent or mortgage payments, groceries, utilities, transportation, prescriptions and monthly debt payments. Estimate your average…