…at unexpected times. 3. Homes can get damaged. Owning any large asset usually comes with the need for protection, such as insurance. You may need to prepare for damage from…
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Mutual Funds 101
https://www.youtube.com/watch?v=vhVO-Eykrxc&t=2s Part 1: What is a Mutual Fund? (2:28) In this introductory video, we learn about the types of mutual funds available to Canadians, and how mutual fund units are…
IOSCO C8 Report on Senior Investor Vulnerability
…jurisdictions; and Develop guidelines for, and provide training to, personnel reviewing transactions conducted with senior investors. Sound practices for Financial Services Providers Additionally, the report shares two ideas of best…
OSC in the Community
…presentation for your club, community or organization. Email: InvestorOffice@osc.gov.on.ca Call: 1-877-785-1555 See all upcoming events Organizations we’ve partnered with to provide investor education seminars and/or resources include: Indus Community Services Municipal Retirees…
Segregated funds explained
…probate fees if a beneficiary is named. Warning You will pay higher fees for a retail segregated fund because of the insurance protection it provides. Carefully consider your need for…
Investing in Mortgage Investment Entities
…be charged. (i) Types of mortgages. MIEs can lend money for first, second, or third mortgages on different types of real estate like residences, commercial properties or land development. An…
Why should you work with a financial advisor?
…to buy and sell mutual funds on your behalf. The companies they work for are registered as mutual fund dealers. Mutual fund representatives are usually paid by the companies whose…
How does the risk-return relationship affect investing?
…understand more about your financial decision making. Summary All investments come with risk. Your risk profile is an important consideration when making an investment decision. All investments come with risk….
How to budget on a fluctuating income
…predict. Calculate the minimum amount you need each month to cover essential expenses. This includes rent or mortgage payments, groceries, utilities, transportation, prescriptions and monthly debt payments. Estimate your average…
Digital coin basics
…Securities Commission. Cryptoassets may also be subject to other risks. Learn more about types of investment risk. Caution Before you consider purchasing a crypto asset, make sure you understand how…