…of all costs including: sales fees and commissions fund management expenses administrative charges (such as RRSP fees) any flat fees or asset-based fees 3. Compare your results to appropriate benchmarks…
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Saving versus investing
…produces a capital gain. In the long term, investing has historically provided higher returns than savings accounts. Investments in the stock market have also historically provided returns higher than the…
The birds and the bills: having the money talk with your kids
…shopping together – Have your child compare prices for similar products and choose the best deal. Talk about work – Teach your child about the relationship between work and money….
10 tips to bring a back-to-school mindset to your portfolio
…disclosure statements and other fine print. Before investing, make sure you to read and understand how the investment product or service works. Find out how to evaluate companies before investing….
Annuity options and your payments
…it’s designed to do Sample monthly annuity payment* Straight life (no options) Provides you with income for life $536 Life plus 5-year guarantee Provides you with income for life Guarantees 60…
How to buy GICs
…can pay by cheque or transfer from a bank account or another GIC that is maturing. Compare GIC rates To compare interest rates for GICs from banks and other companies…
Rewards credit cards
…compare cards. What fees do rewards credit cards have? Before signing up for any credit card, you should be aware of the fees associated with it. The fees can include:…
About Us
…OSC administers and enforces the Securities Act (Ontario) and the Commodity Futures Act (Ontario). Specifically, the OSC works to protect investors by making and enforcing rules governing the securities industry…
Opening an RESP when you’re not the child’s parent
…the over-contribution amount until it is withdrawn from the RESP. Learn more about RESPs and the roles played by subscribers, beneficiaries, primary caregivers, and providers. What you need to open…
How can the OSC Inquiries and Contact Centre help you?
…The OSC’s Whistleblower Program offers protections for people who come forward with information about potential violations of Ontario securities law and Ontario commodity futures law. Examples of violations include: illegal…