…9-8-8: Suicide Crisis Helpline. Anti-Fraud/Consumer Protection Resources Ontario Securities Commission 1-877-785-1555 email: inquiries@osc.gov.on.ca The Ontario Securities Commission has many important fraud prevention and investor protection resources including: Check before you…
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How Registered Retirement Income Funds (RRIF) work
…are allowed under certain circumstances. You can open a RRIF with financial institutions such as banks and trust companies, credit unions and caisses populaires, insurance companies, mutual fund companies, and…
Eight common investment scams and how to spot them
…company wants to sell securities in Canada, it must file a prospectus with securities regulators. Exempt securities are an exception. They may be sold without a prospectus, but they’re limited…
Privacy Policy
Privacy Policy The Ontario Securities Commission (OSC) and its agents and representatives (sometimes referred to as “we”, “us” or “our”) respect your privacy and apply recognized principles to our dealings…
How you can calculate your TFSA contribution room
…when the new annual contribution room is added. If you put in more money than your limit allows, this could result in fees and penalties. However, if you haven’t contributed…
Digital tokens: A reality check
…be available? Also, beware of companies promising guaranteed increases in value or warning that you should buy now to avoid “missing out”—these are both red flags of fraud. Does the…
Types of investments
…real estate is through real estate investment trusts (REITs). REITs are companies that own multiple properties such as offices, warehouses, shopping malls, or apartment buildings. There are also Mortgage Investment Entities…
How and why to file your taxes
…to file your taxes? How do you file taxes in Canada? What happens after you file your taxes? Summary Why should you file your taxes? If you live in Canada,…
Top tips for new investors
…with an advisor. Know what fees you’ll be paying Understanding the fees you pay when you invest is important because they can reduce your overall returns. Common fees include mutual fund…
How to plan for occasional and unexpected expenses
…be able to predict some expenses more easily than others. Monthly costs for rent or mortgage, groceries, or utilities tend to follow predictable patterns. However, you may have occasional expenses…