…to keep in mind that trading rules and practices differ in some respects in Canada compared to other countries such as the United States. Differences in trading practices that are…
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How your tax notice of assessment can help you
…changes – This section explains any changes or corrections that were made to your tax return after it was processed by the CRA. These changes are based on the information…
How to plan for occasional and unexpected expenses
…be able to predict some expenses more easily than others. Monthly costs for rent or mortgage, groceries, or utilities tend to follow predictable patterns. However, you may have occasional expenses…
Where to get information before you invest
…or fund is in default of other disclosure requirements. If a disclosure document has incorrect information, the Ontario Securities Commission (OSC) may require the company or fund to refile or…
Hedge funds
…funds. Examples: short selling, using leverage, and investing in derivatives, high yield bonds and distressed companies. Also, hedge funds are typically sold to individuals under a prospectus exemption. Because of…
Privacy Policy
Privacy Policy The Ontario Securities Commission (OSC) and its agents and representatives (sometimes referred to as “we”, “us” or “our”) respect your privacy and apply recognized principles to our dealings…
How bonds work
…Farm Credit Corporation) provincial governments cities (called municipal bonds) companies (called corporate bonds) Complex bonds Complex bonds have certain features that may improve the return on your investment. But they…
More complex ways to invest in stocks
…if the price drops, you make money by buying the shares back at the lower price and then returning them to your investment firm. But if the price rises, you’ll…
How to choose a mortgage
…switch, make sure to check on: Setup fees with the new lender. Appraisal fee to confirm the value of your property. Other fees and application processes involved. Mortgage insurance premiums…
How you can calculate your TFSA contribution room
…when the new annual contribution room is added. If you put in more money than your limit allows, this could result in fees and penalties. However, if you haven’t contributed…