…can reduce your overall returns. Common fees include mutual fund fees, ETF fees, RRSP fees and RRIF fees. There may also be fees for opening or managing an investing account, or to buy and sell…
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How and why to file your taxes
…to file your taxes? How do you file taxes in Canada? What happens after you file your taxes? Summary Why should you file your taxes? If you live in Canada,…
Commission-free trading
…to keep in mind that trading rules and practices differ in some respects in Canada compared to other countries such as the United States. Differences in trading practices that are…
Where to get information before you invest
…or fund is in default of other disclosure requirements. If a disclosure document has incorrect information, the Ontario Securities Commission (OSC) may require the company or fund to refile or…
How to plan for occasional and unexpected expenses
…be able to predict some expenses more easily than others. Monthly costs for rent or mortgage, groceries, or utilities tend to follow predictable patterns. However, you may have occasional expenses…
Hedge funds
…funds. Examples: short selling, using leverage, and investing in derivatives, high yield bonds and distressed companies. Also, hedge funds are typically sold to individuals under a prospectus exemption. Because of…
Privacy Policy
Privacy Policy The Ontario Securities Commission (OSC) and its agents and representatives (sometimes referred to as “we”, “us” or “our”) respect your privacy and apply recognized principles to our dealings…
How bonds work
…Farm Credit Corporation) provincial governments cities (called municipal bonds) companies (called corporate bonds) Complex bonds Complex bonds have certain features that may improve the return on your investment. But they…
More complex ways to invest in stocks
…if the price drops, you make money by buying the shares back at the lower price and then returning them to your investment firm. But if the price rises, you’ll…
How you can calculate your TFSA contribution room
…when the new annual contribution room is added. If you put in more money than your limit allows, this could result in fees and penalties. However, if you haven’t contributed…