…to start. Learn more about making an investing plan. Who can be an RDSP plan holder? The plan holder is the person who opens the RDSP and makes or authorizes contributions…
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How to plan for occasional and unexpected expenses
…be able to predict some expenses more easily than others. Monthly costs for rent or mortgage, groceries, or utilities tend to follow predictable patterns. However, you may have occasional expenses…
Top tips for new investors
…can reduce your overall returns. Common fees include mutual fund fees, ETF fees, RRSP fees and RRIF fees. There may also be fees for opening or managing an investing account, or to buy and sell…
How to monitor mutual fund performance
…Facts This is a user-friendly guide that provides key information about your mutual fund including fees and performance. Beginning May 30, 2016, mutual fund companies are required to give investors…
Digital tokens: A reality check
…be available? Also, beware of companies promising guaranteed increases in value or warning that you should buy now to avoid “missing out”—these are both red flags of fraud. Does the…
How you can calculate your TFSA contribution room
…when the new annual contribution room is added. If you put in more money than your limit allows, this could result in fees and penalties. However, if you haven’t contributed…
Eight common investment scams and how to spot them
…more about AI voice scams. 7. Exempt securities scam When a company wants to sell securities in Canada, it must file a prospectus with securities regulators. Exempt securities are an…
Where to get information before you invest
…or fund is in default of other disclosure requirements. If a disclosure document has incorrect information, the Ontario Securities Commission (OSC) may require the company or fund to refile or…
How bonds work
…Farm Credit Corporation) provincial governments cities (called municipal bonds) companies (called corporate bonds) Complex bonds Complex bonds have certain features that may improve the return on your investment. But they…
Privacy Policy
Privacy Policy The Ontario Securities Commission (OSC) and its agents and representatives (sometimes referred to as “we”, “us” or “our”) respect your privacy and apply recognized principles to our dealings…