…mutual funds come with costs, such as one-time sales charges and ongoing management fees and expenses. Learn more about mutual fund fees. Understanding different mutual fund series Each mutual fund…
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Equity crowdfunding in Ontario
…prospectus exempt business through equity crowdfunding. There are fewer requirements imposed on businesses using prospectus exempt investment opportunities. Anyone can buy securities under the crowdfunding prospectus exemption, but there are limits. You…
How to know when it’s time to change your financial advisor
…with potential candidates. When you meet with them, come prepared with a list of questions for them. Know what your “must haves” are in the relationship. And also, let them…
Bank account basics
…to a certain limit, for which you’ll pay a fee. 5. Shop around and compare fees Financial institutions compete for your business. It’s worth shopping around to compare fees and…
FPM 2025
…celebrity’s photo on promotional materials, it does not mean the famous face is knowledgeable or actually endorses the company. 3 Unsolicited phone calls and emails: You keep getting multiple calls…
Answers to investing questions you may be too embarrassed to ask
…reasons companies go public. What is a prospectus? Generally, securities offered to the public in Ontario must be offered with a prospectus – a document that provides detailed information about…
How does personal insurance work?
…insurance, such as for your car, your home, or your valuables covers your property. It protects you against loss or damage and if you’re found liable for someone else’s injuries.…
How to get started with investing
…fund fees, ETF fees, RRSP fees and RRIF fees, for fund management and account administration. There are also fees for sales and commissions, or other fees depending on the type of asset you are…
How the First Home Savings Account (FHSA) works
…tied to income level No Yes No Account can hold savings or investments Yes Yes Yes Unused annual contributions carry forward to the next year Yes Yes Yes For first-time…
The many faces of financial elder abuse
…neglect. Callers receive emotional support, safety planning, information and referrals in over 200 languages. Elder Abuse Prevention Ontario Provincial organization focussed on elder abuse prevention in the province that provides education,…