…to consider if you’re adding to your investment portfolio. Read the fund’s prospectus and ETF Facts carefully to better understand how the product works and its risks. Consider your risk…
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Preparing for financial emergencies
…to cope with unexpected financial changes is to have an emergency fund. Ideally, this fund would provide enough money to cover your essential living expenses so you can avoid taking…
Resources for Investors
…9-8-8: Suicide Crisis Helpline. Anti-Fraud/Consumer Protection Resources Ontario Securities Commission 1-877-785-1555 email: inquiries@osc.gov.on.ca The Ontario Securities Commission has many important fraud prevention and investor protection resources including: Check before you…
Financial and investing tips at any age
…make saving and investing automatic Focus on your important life milestones Consider when retirement is right for you Have a plan for your income in retirement Prepare your estate plan…
Types of investments
…real estate is through real estate investment trusts (REITs). REITs are companies that own multiple properties such as offices, warehouses, shopping malls, or apartment buildings. There are also Mortgage Investment Entities…
Digital tokens: A reality check
…be available? Also, beware of companies promising guaranteed increases in value or warning that you should buy now to avoid “missing out”—these are both red flags of fraud. Does the…
Eight common investment scams and how to spot them
…more about AI voice scams. 7. Exempt securities scam When a company wants to sell securities in Canada, it must file a prospectus with securities regulators. Exempt securities are an…
How RDSPs work
…to start. Learn more about making an investing plan. Who can be an RDSP plan holder? The plan holder is the person who opens the RDSP and makes or authorizes…
How and why to file your taxes
…to file your taxes? How do you file taxes in Canada? What happens after you file your taxes? Summary Why should you file your taxes? If you live in Canada,…
Top tips for new investors
…can reduce your overall returns. Common fees include mutual fund fees, ETF fees, RRSP fees and RRIF fees. There may also be fees for opening or managing an investing account, or to buy and sell…