…because of a tax credit called the basic personal amount. If you have a net income above $$246,752 your basic personal amount will be lower. See the CRA website for…
Here’s what I found on "How+credit+cards+work+and+how+to+use+credit+"
Search results
What is a GIA and how does it work?
…to avoid probate at death and avoid creditor claims No creditor protection Bankruptcy protection Insured up to $100,000 Covered by Assuris Covered for terms over 5 years Protected up to…
9 reasons to open a TFSA
…TFSAs have things in common with both of these accounts, while not being exactly like either of them. You can use a TFSA to save for many reasons, and it…
Death of a spouse: estate planning considerations
When a spouse dies, he or she leaves behind emotional challenges and financial duties for the surviving partner. It is important for both spouses to understand the challenges of managing an…
How trading apps may nudge your behaviour
…A recent review by the Ontario Securities Commission found many online retail platforms use these practices. DEPs can be helpful in some cases, but they also often nudge you toward…
AI voice and face cloning scams
Do you know who is calling? New generative artificial intelligence (AI) can be used to imitate anyone’s voice or face. Learn to protect yourself from scams that use AI clones….
How to monitor stock performance
…indicators to re-assess your investment decisions – There are six financial indicators you can use to assess stocks. Read more below. What financial indicators are used to assess stocks? Many…
Business & personal finances
…from the bank. 2. Get a business credit card A business credit card helps you build your business credit. Having strong business credit, by paying bills on time, shows potential…
How a fraudster might approach you
…messages. Use this checklist to protect your financial information online and help prevent identity theft. Social media channels or websites Many scams use social media channels or websites. Scammers may…
Other types of workplace savings plans
Savings plans may be offered by some employers instead of, or in addition to, pension plans. Find out more about the different types of workplace savings plans your employer may…