…trust company that sells GICs. 2. Put some of the GICs in your name and some in your spouse’s name. 3. Own GICs jointly with your spouse. How to make…
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Reducing the tax taken from your pay cheque
…you must complete the TD1 Personal Tax Credits Return. Your employer uses this form to calculate how much tax to deduct from your pay cheque, based on the non-refundable tax…
Small business & taxes
…your paperwork and working with an expert can help you maximize tax efficiencies. On this page you’ll find Personal versus business taxes Tax reduction tips Taxes as a sole proprietor…
Small business & taxes
…your paperwork and working with an expert can help you maximize tax efficiencies. On this page you’ll find Personal versus business taxes Tax reduction tips Taxes as a sole proprietor…
Worksheets
…and budget. Personal information inventory (PDF) Monthly budget worksheet (PDF) Financial goals worksheet Gift budget worksheet Retirement budget worksheet (PDF) Retirement cash flow planner Student budget worksheet Wedding budget worksheet…
What is ESG investing?
…supply chain management and advocacy work for social good. Socially conscious investors tend to be concerned with the human impact of companies and their workers. Investors screening for socially conscious…
How to get started with investing
…a savings account, eventually that money could have lower purchasing power. That’s because the interest earned in a savings account is often lower than the rate of inflation. If your…
Taking caution: Financial Consumers and the Cryptoasset Sector
…purchase crypto assets. Of those who used a credit card or otherwise borrowed money, more than 2 in 3 have paid back the money they borrowed in full. Cryptoasset buyers…
Reducing your estate costs
…to your spouse’s plan. If you don’t have a spouse, these savings are fully taxable at your death. 5 ways to manage estate costs 1. Leave a valid will If…
How the First Home Savings Account (FHSA) works
…Your contribution room carries forward to the next year if it hasn’t all been used. Once you open a FHSA, you can use it for up to 15 years. After…