…a savings account, eventually that money could have lower purchasing power. That’s because the interest earned in a savings account is often lower than the rate of inflation. If your…
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Hedge funds
…out of date because the investments in a fund can change frequently. Use of complex, high-risk strategies – Hedge funds often use strategies that are difficult to understand and are…
Fraudster trick – Email spam attack
…take if you are email bombed Summary What is an email spam attack? An email spam attack or email bomb is a distraction technique used by cyber fraudsters to bury…
Potential OBSI changes for investment dispute resolution
…investors? We want to hear what you think What is the proposed new regulatory framework for independent dispute resolution? Securities regulators have published for comment a proposed framework for an…
How Exchange-Traded Funds (ETFs) work
…to consider if you’re adding to your investment portfolio. Read the fund’s prospectus and ETF Facts carefully to better understand how the product works and its risks. Consider your risk…
How are crypto assets regulated?
…example, this happens when a platform controls the asset on behalf of a user, meaning the investor doesn’t have direct possession or control over it. In these cases, securities regulators…
Renting versus buying a home
…on where you live. Sometimes renting can make more sense. Renting and owning each have advantages and disadvantages. It can be useful to compare differences between renting and owning a…
Service expectations of financial advisors
…“gold star service” for each. Use this list when working with a financial advisor to ensure you get a level of service you deserve and are satisfied with. Service: Providing…
Guaranteed minimum withdrawal benefit (GMWB) products
…guaranteed amount. How GMWB products work GMWB products are offered by insurance companies and can have a variety of features. Here’s how a typical GMWB product might work: 1. You…
What is total cost reporting and how will it work?
…negotiated flat fee directly to their dealer or adviser. There are generally no trailing commissions on mutual funds used in these accounts because the advisor is being compensated based on…