Planning for retirement starts with knowing what you earn and what you spend. Use this budget worksheet to see the difference in your income and costs before and after you…
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Robo-advisors vs. traditional advisors
Online investment advisers, also known as “robo-advisors” or “online advisers”, use technology to lower costs and create processes, such as opening an account, that require minimum or no direct human…
How inflation affects your investments
…the cost of living for Canadian households. Use this calculator from the Bank of Canada to compare costs over time. What is your real rate of return? When you invest, you can…
How does market volatility affect your investments?
…or losses. Market volatility can happen for different reasons and can be hard to predict. The market may fluctuate because of: Human factors, such as supply and demand. World events,…
Investing and saving during a recession
…affected. Stock markets fluctuate up and down, but extreme market fluctuations can cause stress leading to emotional decision-making. Learn more about market volatility and behavioural bias. The effect of rising…
Tracking your returns
…compare your returns with the DEX Universe Bond Index. If you have a mix of equities and fixed income investments, you might want to use a blended index as your…
Income trusts
…trusts can offer higher yields to investors. Income trusts can stop paying distributions to investors at any time. This could cause the shares to drop in value because it makes…
How to monitor ETF performance
1. Compare it to other ETFs Use resources like Globefund or Morningstar to see how an ETF is performing relative to other similar funds. 2. Compare it to its benchmark…
Mutual fund series
…series or class is typically identified by a letter. However, there is no standard for how companies use letter designations to distinguish between their series or classes. This article includes…
Choosing a mortgage
…your mortgage. The longer the term, the higher the interest rate. That’s because you’re getting a set rate for many years — no matter if interest rates go up or…