…with your priorities and avoid those that don’t. ESG funds use different strategies to achieve their ESG objectives. Some funds focus on a specific area of ESG, rather than all…
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Tracking your investing returns
…any fees you paid over a specific period of time. The rate of return is often calculated annually. It’s important to know your rate of return because: It shows how…
Should you pay debt or invest?
…or financial gifts during a holiday. Use this calculator to help decide whether you should use it for investing, or pay down debt first. Pay down debt or invest calculator…
Robo-advisors vs. traditional advisors
Online investment advisers, also known as “robo-advisors” or “online advisers”, use technology to lower costs and create processes, such as opening an account, that require minimum or no direct human…
Home equity as a source of retirement income survey
…value of a home or other property? To what extent and how will people pay off home-related debt during their retirement? In what ways are people willing to use their…
Financial Literacy: A Foundation of the Investor Experience
…literate they are. 29% of investors may be underconfident because their level of financial literacy is actually higher than they think. This may cause individuals to be overly conservative in…
How inflation affects your investments
…the cost of living for Canadian households. Use this calculator from the Bank of Canada to compare costs over time. What is your real rate of return? When you invest, you can…
How does market volatility affect your investments?
…or losses. Market volatility can happen for different reasons and can be hard to predict. The market may fluctuate because of: Human factors, such as supply and demand. World events,…
Investing and saving during a recession
…affected. Stock markets fluctuate up and down, but extreme market fluctuations can cause stress leading to emotional decision-making. Learn more about market volatility and behavioural bias. The effect of rising…
Tracking your returns
…compare your returns with the DEX Universe Bond Index. If you have a mix of equities and fixed income investments, you might want to use a blended index as your…