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Showing results 101-110 of 322
Article

Reducing your estate costs

…is essential Joint ownership arrangements can be complicated. Get expert legal and tax advice before entering into one of these arrangements. 4. Preplan and prepay your funeral Preplanning and prepaying…

4 min read
Article

What is a GIC and how does it work?

…GIC. Shop around for the best terms and rates. Understand the penalties if you redeem your GIC early. Decide what you want to do with your GIC before it matures.

7 min read
Article

Contributions and transfers

…end of the year in which the beneficiary turns age 59. Here’s what you need to know: If you are not the plan holder, you must have written permission from…

2 min read
Article

How annuities work

…and providers Compare costs and understand how they will affect your annuity income. This includes any up-front commissions or sales fees. Buy only from a strong life insurance company with…

8 min read
Article

What your will should cover and why

…who is not a beneficiary under the will). For example, a doctor can prepare notes about your physical health and mental capacity. These notes may help prove that you were…

8 min read
Article

Your Trusted Contact Person and why they matter

pre-retirees and 48% of retirees had an unexpected health-related event occur that significantly impacted their ability to prepare for the future — the most common event being a physical health…

5 min read
Article

Guaranteed minimum withdrawal benefit (GMWB) products

…your death, your beneficiaries receive the market value of your investments. Warning GMWB products are complex and can vary significantly among insurance companies. Understand all of the product features and…

3 min read
Article

9 reasons to open a TFSA

…opening one. On this page you’ll find Why should you consider opening a tax-free savings account? What advantages do TFSAs have for lower-income households? Summary Why should you consider opening…

5 min read
Article

An FAQ from OSC in the Community

complaint.  Learn more about the process and how to make a complaint. There’s a lot of titles out there in the financial world such as advisors and planners. Who regulates

6 min read
Article

How regulators protect investors

protect investors: Provincial and territorial securities regulators Provincial and territorial securities regulators, such as the Ontario Securities Commission (OSC), administer and enforce rules around how securities are issued, bought, and…

4 min read
Showing results 101-110 of 322