…accounting estimates and judgments The preparation of financial statements requires a company’s management team to make estimates and judgments that affect the reported amounts. For example, management may need to…
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Where to go if you have a concern or complaint
…federally regulated financial entities (banks, credit card companies, insurance companies and others) comply with consumer protection measures. Tel: 1-866-461-FCAC (3222) TTY: 1-866-914-6097 www.canada.ca/en/financial-consumer-agency Consumer Protection Ontario: enforces a number of…
Other types of funds
…assets (For example: gold, oil, real estate) Limited Yes, although limited to commodities Yes Complex, high-risk strategies (For example: use of derivatives, short positions) Limited Yes, with restrictions Yes Issuance…
What diversification means for your investments
…pipelines) materials (mining companies) industrials (manufacturers, railways) consumer discretionary (restaurants, hardware stores) telecommunication services (telephone companies) health care (pharmaceutical companies) consumer staples (supermarkets, drugstores) information technology (wireless equipment companies) utilities…
OSC Seniors Strategy
…the OSC’s investor-focused activities, including those for older investors. Under the strategy, the OSC will: enhance education and outreach activities to provide tools and resources for older investors, their families…
Financial steps for getting ready for retirement
…retirement plan could be impacted by: Supporting a family member. Covering health care expenses. Receiving lower investment returns. Profiles of retirement found that both retirees and pre-retirees may not be…
Factors that can affect stock prices
…inflation. These changes will tend to bring down stock prices. Commodities, however, may do better with inflation, so their prices may rise. Deflation Falling prices tend to mean lower profits…
Understanding real estate investments
…for advice. Real estate limited partnerships A real estate limited partnership (LP) is commonly used to develop a real estate property or to manage completed real estate properties, such as…
Potential OBSI changes for investment dispute resolution
…views, you can email us at comments@osc.gov.on.ca. Please note that your comments will be published on the websites of each of the Alberta Securities Commission at www.asc.ca, the Autorité des…
Growing your savings with compound interest
…and any interest earned previously. Compound interest grows faster than simple interest, because simple interest is only earned on the principal. Guaranteed investments like GICs use compound interest. You can…