…to keep in mind that trading rules and practices differ in some respects in Canada compared to other countries such as the United States. Differences in trading practices that are…
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Hedge funds
…funds. Examples: short selling, using leverage, and investing in derivatives, high yield bonds and distressed companies. Also, hedge funds are typically sold to individuals under a prospectus exemption. Because of…
Where to get information before you invest
…or fund is in default of other disclosure requirements. If a disclosure document has incorrect information, the Ontario Securities Commission (OSC) may require the company or fund to refile or…
Saving for a down payment
…take to pay it back (the amortization period) You can get a mortgage from banks, credit unions, mortgage companies, insurance companies, trust and loan companies, or mortgage brokers. Shop around…
More complex ways to invest in stocks
…if the price drops, you make money by buying the shares back at the lower price and then returning them to your investment firm. But if the price rises, you’ll…
AI-enhanced scams: risks and safeguards
…opportunities. Over 2,000 Canadian participants invested a hypothetical $10,000 across six investment opportunities in a simulated, social media environment. Investment opportunities promoted ETFs, cryptocurrencies, as well as investment advising services…
How bonds work
…Credit Corporation) provincial governments cities (called municipal bonds) companies (called corporate bonds) Complex bonds Complex bonds have certain features that may improve the return on your investment. But they also…
Get your finances vacation ready
…and fees for museums or activities. Depending on your accommodation, you may have some meals or other expenses included already. Make a daily estimate before you start your trip and…
How to budget when you’ve started living on your own
…your expenses first, so you get a reality check of where your money is going. Sometimes just tracking expenses can be enough to begin finding places to make changes. The…
How to monitor mutual fund performance
…Facts This is a user-friendly guide that provides key information about your mutual fund including fees and performance. Beginning May 30, 2016, mutual fund companies are required to give investors…