…your tax return. Your child will also pay a surcharge if Canada Mortgage and Housing Corporation (CMHC) insurance is required. This is because part or all of the down payment…
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Helping your child buy their first home
6 reasons to open an RESP
…to defer their education plans after high school, they can still use the RESP money when they are ready to go back to school. But check the rules of your…
Choosing an RESP provider
The company that sets up your RESP is called the plan provider or promoter. RESPs from a financial institution — like a bank, trust company, credit union, caisses populaires or…
Getting the best service from financial advisors
…difficulty working with advisors. The Canadian Investment Regulatory Organization (CIRO) consolidates the operations of the Investment Industry Regulatory Organization of Canada (IIROC) and the Mutual Fund Dealers Association of Canada (MFDA). CIRO is a…
5 questions to ask your advisor when markets are volatile
…interest rates, global political instability, climate change and other factors, can cause disruption in markets. When markets are volatile, investments fall and rise rapidly and unpredictably. As hard as it…