…is completed, the plan will remain underfunded. Plan members and retirees may receive less than 100% of their promised pension. Pension protection fund Ontario is the only jurisdiction in Canada…
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How the stock market works
…part of the company. Selling shares allows companies to raise capital to grow their business. Investors could make a profit if the value of the shares they purchase goes up….
Role of the executor
…have a complex estate or are concerned about family conflicts, you might consider appointing an estates professional. This could be a lawyer or a trust company. Consider naming more than…
Deferred sales charges (DSC) and order-execution-only (OEO) trailer bans explained
…fund. The rate of the trailing commission is set by the fund company. The Canadian Securities Administrators (CSA) have imposed a ban on the payment of trailer fees to dealers that do not make…
Equity crowdfunding in Ontario
…prospectus exempt business through equity crowdfunding. There are fewer requirements imposed on businesses using prospectus exempt investment opportunities. Anyone can buy securities under the crowdfunding prospectus exemption, but there are limits. You…
Financial statement basics
…to pay varies parties such employees, suppliers, creditors to name a few. While the statement of profit or loss and other comprehensive income shows whether a company made a profit,…
Choosing a mortgage
…usually ranges from 10% to 20%, depending on the lender and the mortgage. For example, a lender may offer a “10+10” prepayment option that lets you increase your payments by 10% and make a lump-sum payment of up…
Ways to contribute to an RRSP
…previous year. Under a defined contribution or deferred profit-sharing plan – your pension adjustment is the amount that you and your employer contributed to your plan account in the previous…
Service expectations of financial advisors
…information about products and services Expected standardsBest practicesThe advisor gives you a general overview of the products and services they offer. The advisor provides you with a detailed explanation of…
How power of attorney works
…states the conditions under which it takes effect. How do you choose a power of attorney? The most important decision you will make when preparing a power of attorney is…